Best options for consolidating credit card debt


08-Mar-2018 15:47

best options for consolidating credit card debt-65

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So you’re trading the discomfort of card bills for the possibility of losing your home.

It also often takes longer to get a 2nd mortgage — a few weeks to a few months, he says.

So it’s smart to be cautious if this is your plan for debt consolidation.

Here are the 5 best options for debt consolidation of credit cards, along with some advantages and drawbacks of each.Drawbacks: Before applying, ask about balance-transfer limits and fees, says Celeste Collins, executive director of On Track Financial Education & Counseling.